Wednesday, 21 November 2018

Tactics For ATM Fraud Prevention Australia

By Daniel Watson


If you want to count those people that use ATM cards a lot, you would have to include Australians as one of the top users. This is so because most of their stores support the cashless policy. This means that people prefer to carry the ATM cards to where they can use it to buy goods and services. Shops without the POS are fast accepting it as a method of payment to support ATM fraud prevention Australia.

Whenever you want to use an ATM, it is better to use that installed by a bank. You can find them in a bank or even if you find them elsewhere, it will be clear to you that a bank is responsible for its maintenance. Such can also be found in stores where bank managers feel they would also have people patronizing them by using their machines. Do not use any one you are sure of.

Avoid going to the ATMs only in the night because that is when you can see more robbers on the road. If you are alone there, they can even strike you with their weapon to make you defenseless. Walking there with two or more people will make them a bit terrified to carry on their evil plans.

Change your PIN as often as possible if you suspect that someone saw you entering it. Be careful each time you do it not to let anyone stand behind you. Card PINs should also be changed the moment you get it new from the bank or whichever financial institution gave it to you.

People who have activated their phone and email alerts for their bank accounts won't have so much to deal with. They will easily know when an impostor tries to steal their money and so contact the police and bank to do the needful. If money was withdrawn, the owner will know exactly where because the alert will also contain the address where the machine was fixed. It also happens this way when it is POS that is being used.

If your card is the bank card, you would have to call if it is trapped. But not every machine is from a bank so you should know who installed a machine before using it. It is better to have a jacket for the card but when you don't have it, you can use your wallet or the pouch of your phone.

If you get alerts for your transactions, asking for a receipt when using the ATM won't be useful. It is better not to ask for it but even if you do, make sure you tear it into shreds to avoid someone having an idea of what your account number looks like. It is risky for someone to know your account details or your last transactions because it can make him target you.

Do not always use your date of birth or other figures that people know about you to create your card PIN. Be more creative; think of the year you first ate in a restaurant or something more difficult for someone to guess. Avoid the urge to write it down anywhere because you never can tell who is going to see it.




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