Smartphones are commonplace these days and they can be used for virtually anything. Gift-giving is a perfect example, which brings us to the topic of mobile gift cards. Bob Jain, along with other authorities on finance, can tell you that this is a common gift idea, especially among those that don't know the person they're giving it to that well. To determine if this mobile option is the best for the one you're planning to give it to, consider the following pros and cons.
PRO - They take up less space. If you're the kind of person that has numerous credit cards, chances are that your wallet or pocketbook is cramped. Mobile gift cards provide the benefit of being exclusively on smartphones, meaning that physical real estate is freed up. This is perhaps the greatest benefit that names like Robert Jain can draw attention to. After all, few things are as confusing as a cluttered wallet.
CON - Not all mobile gift cards are the same. This is true for not only the locations where they can be used, but the rules tied to them. These are related to such details as the expiration of funds and reloading fees. What this means is that, if you're planning on buying this gift card for a friend or family member, you should read up on the rules. If you do so, you'll have a better understanding of the restrictions that the recipient may be met with.
PRO - Mobile gift cards have great accessibility. Have you ever left the house to go shopping, only to realize that you left your credit card at home? This is a realistic situation, but mobile gift cards more or less prevent this from occurring. Everyone carries their smartphones with them, which means that the information stored on them comes along for the ride. Mobile gift cards are accessible from any location, as long as you have your phone.
CON - Not everyone will respond positively to mobile gift cards. Gift cards in general are unique in the sense that people respond to them differently. If one of your friends loves them for the convenience factor, another friend may see them as impersonal. This is a caveat that gift buyers should be aware of. Not everyone will see this idea in a positive way, so use common sense when shopping around.
PRO - They take up less space. If you're the kind of person that has numerous credit cards, chances are that your wallet or pocketbook is cramped. Mobile gift cards provide the benefit of being exclusively on smartphones, meaning that physical real estate is freed up. This is perhaps the greatest benefit that names like Robert Jain can draw attention to. After all, few things are as confusing as a cluttered wallet.
CON - Not all mobile gift cards are the same. This is true for not only the locations where they can be used, but the rules tied to them. These are related to such details as the expiration of funds and reloading fees. What this means is that, if you're planning on buying this gift card for a friend or family member, you should read up on the rules. If you do so, you'll have a better understanding of the restrictions that the recipient may be met with.
PRO - Mobile gift cards have great accessibility. Have you ever left the house to go shopping, only to realize that you left your credit card at home? This is a realistic situation, but mobile gift cards more or less prevent this from occurring. Everyone carries their smartphones with them, which means that the information stored on them comes along for the ride. Mobile gift cards are accessible from any location, as long as you have your phone.
CON - Not everyone will respond positively to mobile gift cards. Gift cards in general are unique in the sense that people respond to them differently. If one of your friends loves them for the convenience factor, another friend may see them as impersonal. This is a caveat that gift buyers should be aware of. Not everyone will see this idea in a positive way, so use common sense when shopping around.
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