Friday 27 April 2018

5 Ways To Make Safer Credit Card Transactions Online

By Ben Harrison


Interested in purchasing merchandise online? Online shopping has brought a new era of trade and commerce, where people can buy and sell their belongings with just the click of a button with the help of credit and debit card program transactions.

What has made online shopping such a seamless process? Credit and debit card programs have made online shopping a fun and efficient way to purchase things over the internet. Credit and debit cards are the two common methods to make an online purchase. Between the two credit cards is a safer method to use when making an online transaction.

This makes the use of debit card programs a little less safe than credit cards. Still, credit cards are not 100% safe to use, which means that hackers can steal your personal details. Therefore, you should always heed caution before going through with an online transaction. In order to make safer online credit transactions, read below:

1. Only Shop at Sites that You Trust Some people create websites just to steal information from naive people who failed to investigate the site's authenticity. To avoid this happening to you, avoid clicking on links sent in your spam emails, read customer reviews, and ask around amongst your family and friends about the site.

Avoid online shopping on public networks Publicly accessed networks are great for browsing online stores and discovering the best items to purchase. However, it is always advised to avoid credit card transactions on networks where your personal details may be hacked by another user. Use antivirus protection On personal laptops and desktop computers, always install antivirus software and firewall before you shop online.

Avoid Debit Card Programs As mentioned above, debit cards should be avoided when making purchases online. The reason for this is that if your debit card information is stolen, you will lose all of the money within your account. However, with a credit card, the theft will not cost you your money.

Print Your Online Shopping Receipts After you have made transactions using a credit card, always remember to print a copy of your receipt so that you will have proof of the transaction. This is one of the best ways to keep track of your money and make calculations later on. It will also enable you to determine if fraudulent transactions are being made on your card.

5. Always Keep a Copy of Your Online Shopping Receipts If you are an avid online shopper, you should always print out the receipts after making a purchase. This way you will have physical proof of all the transactions you have made in the past and can easily refer to it if it seems money is disappearing from your account.

Online shopping is beneficial only if the individual takes the proper measures to protect themselves from potential credit card thefts. These tips will help you make a safe transaction in the future. Credit and debit card programs have enabled users to make a purchase on their own time. They can securely make purchases using their credit card from any store located in the world.




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