Tuesday, 3 October 2017

Introduction To Bailbonds Grand Rapids

By Jose Green


If an individual is apprehended, he may be permitted to apply for bail. This is an amount of money that the arrested individual credits cash with the court to enable them get released from jail until their case is tried. The court asks for bail to ensure that the person will be available to appear once and when he or she is required and therefore acts as security. At times, the bail figure is too huge to be settled by the accused and in this case the court allows bailbonds grand rapids, which people can get by paying only a fraction of the total bail figure.

If you work with a bail bondsman, they will charge a premium in exchange for agreeing to pay the entire amount of the bond. This amount is determined as a percentage of the total bond amount. In most states, this percentage is set by regulations. For example, in California, bail bondsman must set the premium at 10 percent of the total bond amount.

Bondsmen are not allowed to charge more than this and cannot give a "discount" to clients. So what do you do if you need to secure a bond but don't have the cash on hand to pay the premium? One answer is to use collateral. This is essentially giving control of a physical asset to a bondsman as assurance that the person who is receiving the bond will make all of their court dates and fulfill all of their legal obligations.

A lot of people may find the sum to be quite high and therefore out of their reach. The amount is set low enough to make its payment worthwhile to avoid spending more time in jail, yet large enough to get its refund attractive by attending all the dates as ordered by the court.

If you are working with a bondsman and want to use collateral instead of cash, it will be up to the bondsman to determine what is acceptable as collateral. As a general rule, the bondsman will prefer to receive something that has a value that is at least 150 percent of the total value of the bond. This reason for this is that if a person skips bail, the bondsman needs to be able to sell the item put up as collateral to cover his lost bond and also cover his time and effort in selling the collateral item.

I usually explain to families that they are essentially taking out an insurance plan with your bondsmen. The same way you would on a car or home, but this insurance is to appear in court. The premium of 10% is set by the state and is usually the same from all companies.

There are also privately owned bail bonding agencies that issue bail bonds. The fee charged by such agencies is nonrefundable. It is usual for bonding agencies to ask for collateral from the accused to ensure that the accused keeps appearing in court on all the dates fixed for hearing by the court. Collateral ensures the agency of getting its money back.

Using collateral to cover the costs of a bail bond can be extremely beneficial if you need help and can't afford to pay a premium. However, the consequences can be severe if the person you are helping out breaks the bond agreement.




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